Service

Credit & Quant Modelling

Predictive models for credit decisioning, portfolio risk assessment, and exposure management built on robust statistical foundations.

Data-Driven Credit Intelligence

Our quantitative modelling services combine advanced statistical techniques with deep domain expertise to build credit risk models that drive better lending decisions and portfolio management.

Whether you need application scorecards, behavioural scoring models, or sophisticated portfolio risk analytics, our team delivers production-ready solutions with full documentation and regulatory alignment.

What We Deliver

Application Scorecards

Predictive models for origination decisioning that balance risk and approval rates using logistic regression, decision trees, or machine learning approaches.

Behavioural Scoring

Dynamic risk assessment models that incorporate transaction patterns, payment behaviour, and account usage to predict future performance.

PD/LGD/EAD Models

Probability of Default, Loss Given Default, and Exposure at Default models for IFRS 9, Basel III/IV compliance and economic capital calculations.

Model Validation

Independent validation and backtesting of existing models to ensure ongoing performance, stability, and regulatory compliance.

Full Documentation

Comprehensive model documentation packages including methodology, assumptions, limitations, and implementation guides for audit and regulatory review.

Production Deployment

End-to-end support from development to production, including API integration, monitoring dashboards, and ongoing model management.

Ready to improve your credit decisioning?

Let's discuss how our quantitative modelling expertise can help you make smarter lending decisions.

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